You can also count on no annual fee and a lengthy interest-free intro period with the Citi Custom Cash Card: 0% APR on balance transfers and purchases for the first 15 months (after, 18.99% - 28.99% variable APR). With eligible spending categories including everything from restaurants and grocery stores, to gas stations, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs and live entertainment, there's a good chance you'll benefit every time you swipe. Use only cash, and you'll also miss out on perks and rewards that you can score with a credit card, such as cash back on certain purchases.įor example, the Citi Custom Cash℠ Card lets cardholders earn 5% cash back on purchases in their top eligible spend category each billing cycle, up to the first $500 spent (then 1%). Plus, using a credit card responsibly (paying off your balance in full and on time every month) can help you build a better credit score. While cash can be useful to have on hand, a credit card is much more secure than carrying around a wad of dollar bills in your pocket. Investing +More All Investing Best IRA Accounts Best Roth IRA Accounts Best Investing Apps Best Free Stock Trading Platforms Best Robo-Advisors Index Funds Mutual Funds ETFs Bonds Help for Low Credit Scores +More All Help for Low Credit Scores Best Credit Cards for Bad Credit Best Personal Loans for Bad Credit Best Debt Consolidation Loans for Bad Credit Personal Loans if You Don't Have Credit Best Credit Cards for Building Credit Personal Loans for 580 Credit Score Lower Personal Loans for 670 Credit Score or Lower Best Mortgages for Bad Credit Best Hardship Loans How to Boost Your Credit Score Taxes +More All Taxes Best Tax Software Best Tax Software for Small Businesses Tax Refunds Small Business +More All Small Business Best Small Business Savings Accounts Best Small Business Checking Accounts Best Credit Cards for Small Business Best Small Business Loans Best Tax Software for Small Business Personal Finance +More All Personal Finance Best Budgeting Apps Best Expense Tracker Apps Best Money Transfer Apps Best Resale Apps and Sites Buy Now Pay Later (BNPL) Apps Best Debt Relief Best Mortgages for Average Credit Score.Best Loans to Refinance Credit Card Debt.
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